The freshmen guide for the crypto class of 2025: Chapter 2

If you have not read chapter 1, please read it here.

In the last chapter, I covered my parts per million or ppm model of crypto investing. Here is a quick summary.

  1. Choose which cryptocurrencies/token buckets you would like to be in your portfolio. It has to be purely on the merit of a coin (merit as you define it).
  2. Decide what ppm of circulating supply of coins you would like to hold.
  3. Work on filling each bucket.
  4. Sell if you really need money and go back to filling the bucket.

How about lost bitcoins?

So in the last chapter, I had set the following values for ppm.

  • BTC — 19 BTC
  • ETH — 116 ETH
  • XRP- 100,000 XRP

One question comes about lost bitcoins that will likely never be recovered. It is a fair point. Some studies claim that as many as 20% of bitcoins or 3.7 million can never be recovered. This revises our ppm numbers to:

  • BTC — 15 BTC
  • ETH — 116 ETH
  • XRP- 100,000 XRP

Both BTC and ETH have inflation. BTC is around 4% and ETH 4–5%. We can assume 5% for both for ease of calculation. It means that you need to add 5% of each coin every year to keep your portfolio balanced. For ETH, it’s easy as staking is providing rewards between 6–7%. BTC, for now, you have to buy more each year.

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This blog is mostly around my cloud-native & Environments-as-a-Service (EaaS) technology insights. I would throw some crypto wisdom here and there.

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Rishi Yadav

This blog is mostly around my cloud-native & Environments-as-a-Service (EaaS) technology insights. I would throw some crypto wisdom here and there.